- Flexible Spending Account
- Life Insurance
- Long-Term Disability
- Employee Assistance Program
- Workers' Compensation
A Flexible Spending Account is an easy way to lower your taxable gross income and increase your spendable income.
With a Flexible Spending Account, you set aside part of the money you earn each year before Federal and State income taxes, FICA and Medicare taxes are calculated thereby lowering your gross income and increasing your disposable income on each paycheck. Then, that money is paid back to you as reimbursement for health care and/or dependent care expenses that you incurred and have to pay out of your own pocket. This allows you to pay for certain unreimbursed expenses prior to income tax calculations.
All full-time and regular part-time employees are eligible to participate.
Click here for additional Flex Spending Account information.
The 403(b), also known as a tax-sheltered annuity (TSA) plan, is a retirement plan for certain employees of public schools and some tax-exempt organizations. It is an excellent way to save money for retirement whether as a supplement to a traditional pension plan or other retirement plan(s), or as a stand-alone plan. Internal Revenue Service rulings create tax advantages for public school employees who elect to join the program. Click here for more information.
Long-term disability is an insurance program that pays eligible employees two-thirds salary in the event they become disabled. Our long-term disability insurance carrier is ING ReliaStar Life Insurance Company. If you should become disabled, there is a 30-calendar-day waiting period from the date of your disability before LTD insurance would begin. If employee's application is approved, on the 31st day of disability, the LTD insurance shall pay two-thirds of your salary while you are totally disabled. You can also elect to use one-third of a sick day from your accumulated sick leave for each day on LTD to supplement the long-term disability benefits until sick leave hours are depleted. Eligibility is defined in your contract or terms and conditions of employment. For more information, review the LTD FAQ.
Your health and well-being are important to Prior Lake Savage Area School District. That's why we provide an Employee Assistance Program. Your EAP benefits includes a comprehensive array of services that can be accessed 24/7. We hope you will take full advantage of them.
Employee Assistance Program
VITAL WorkLife Solutions provides free and confidential telephonic counseling and coaching services that can be utilized by you and any member of your family. They can help with a wide variety of issues, including:
- Marital and relationship problems
- Depression, stress, and anxiety reduction
- Drug and alcohol abuse
- Parenting and child concerns
- Grief and loss
- Interpersonal conflict—at work or home
- Legal and financial problems
Getting help is as easy as picking up the phone. Just call 1-800-383-1908. When you call, one of their trained staff will take basic information from you, including your name and employer, and will connect you with an EAP Consultant, who will talk with you and assess your needs.
If it turns out that you need help beyond the services they provide, their counselors will work with you to find appropriate resources in your community and who are part of your health plan’s network, where necessary.
If you or a family member is facing a challenge, we encourage you to call and take advantage of this benefit. VITAL WorkLife Solutions' free, confidential services are available around the clock. Please don’t hesitate to call.
Upon employment, non-certified staff are enrolled in the Coordinated Plan with Public Employee Retirement Association. Membership in PERA is automatic for public employees who meet position eligibility requirements set by Minnesota statute. For more information, go to their website at www.mnpera.org.