Open Enrollment
The benefit open enrollment period will be Wednesday, April 24, 2024 through Wednesday, May 8, 2024 online through BSwift for qualifying employees of Prior Lake-Savage Area Schools. Click here to begin benefits enrollment. The benefits elected will be effective July 1, 2024 through June 30, 2025. For newly hired employees throughout the year: New employees have 30 days from date of hire to enroll in insurance benefits. Insurance benefits are effective the first date of employment.
Plan Overview & Frequently Asked Questions
Do I need to enroll?
Highly Recommended! The health insurance company is changing from UMR to Blue Cross Blue Shield. We highly recommend reviewing the benefits and documents in the Bswift Library and in this portal. This is also a time to re-evaluate your current benefits and make changes for the 2024-2025 year. Changes and enrollment made during open enrollment become effective July 1, 2024. Otherwise, current benefit elections or waivers from the 2023-24 plan year will rollover to the 2024-25 plan year. You are required to re-enroll in the medical and dependent flexible spending accounts - the FSA accounts will NOT automatically carry forward! Review your dental and/or supplemental life insurance elections. Review your designated beneficiaries.
How do I enroll?
Open Enrollment is hosted online through BSwift, click here for instructions or click here to begin open enrollment.
Am I eligible for benefits?
| Benefit | Provider | Must work at least | Require Action during Open Enrollment? |
| Medical Insurance | Blue Cross Blue Shield | Teachers - 20 hours/week All other staff - 30 hours/week |
No - highly suggested to look at BCBS structure, network, and supported programs |
| Dental Insurance | Delta Dental | Teachers - 20 hours/week Other Staff - 30 hours/week, depending on terms and conditions |
No - only if making changes |
| Flexible Spending Accounts - Medical | OneBridge | 14 hours/week | Yes |
| Flexible Spending Accounts - Dependent Care | OneBridge | 14 hours/week | Yes |
| Basic Life Insurance and AD&D | VOYA | See your contract terms and conditions | No - only if changing or adding a beneficiary |
| Voluntary Supplemental Life Insurance and AD&D | VOYA | See your contract terms and conditions | No - Highly suggested. Premium change to age-graded structure. VOYA is offering a one-time open enrollment up to the guaranteed amount of supplemental employee, spouse, and child life insurance. |
| Voluntary Dependent Life Insurance | VOYA | See your contract terms and conditions | No - only if making changes |
| Long-Term Disability | VOYA | See your contract terms and conditions | No |
Benefit Communications in one spot!
Where to go? Here! Links to all Benefit Communications can be found by clicking the button below.
Medical Provider Networks
Check to see if your healthcare facility or provider is in the BCBS network(s). IMPORTANT NOTE: If the clinic is in-network, then you can assume all the providers are also in-network. BCBS contracts by clinic/care system rather than by individual provider. The networks for the different health plans are Blue Performance Regional Network and Aware Network.
- Double Option, VEBA, and HDHP Plan Network: Aware Click Here to Find A Doctor
- Triple Option Tier 1* Network: Blue Performance Regional Click Here to Find a Doctor
- Triple Option Tier 2* Network: Aware Click Here to Find a Doctor
- * Triple Option: The difference between Tier 1 and Tier 2 benefits can be found in the Benefits Guide
Triple Option Plan: GREAT NEWS! With BCBS, you get the best benefit when you go to providers in the Blue Performance Regional network. If the clinic/facility is in this network, you can assume the physician is in the network, too.
How do I enroll?
Open Enrollment is hosted online through BSwift, click here for instructions or click here to begin open enrollment.
How much does it cost?
Sign into BSwift to see the list of benefits available to you along with the costing. Also, you can click below on the costing sheet for your group. Individual contracts/terms and conditions available upon request from HR.
questions?
Please read the questions and answers above before contacting Human Resources.
Terrie Schoenbauer
Benefits Coordinator
tschoenbauer@plsas.org